Studying abroad is an investment in your future. Arranging finances can often be one of the biggest concerns for students and their families. At Overseas Career we help students explore education loan options through our network of banking and partners. We have funding options ranging from ₹5 lakh to ₹1.5 crore. This is subject to eligibility, lender policies, and approval.
Whether you are looking for a secured education loan with collateral or an unsecured education loan without collateral, our team helps you understand the options. We also help you navigate the application process.
Depending on your profile of university, course, destination, co-applicant and lender requirements you may be able to explore education financing for amounts. Our role is to help you compare financing options and understand the documentation and application requirements.
You can get an education loan for ₹5 Lakh or ₹25 Lakh or ₹50 Lakh or ₹1 Crore or up to ₹1.5 Crore.
Loan amount, approval, interest rate, collateral requirements, and other terms are determined by the bank or financial institution.
Students may have access to types of education loans depending on their financial circumstances and lender eligibility criteria.
An education loan involves providing an acceptable asset as security to the lender. Depending on lender policies, collateral may include assets such as property or certain financial assets. Secured loans may be considered by students looking for loan amounts or specific financing structures.
A non-collateral education loan does not require the borrower to pledge an asset as security. Eligibility may depend on factors such as the student's profile, university, and course. It also depends on the study of destination, co-applicants' financial profile, income, and credit history. The required loan amount and lenders for individual policies are also important.
Our team can help you understand which type of loan may be worth exploring based on your circumstances.
Depending on the lender and loan product, an overseas education loan may help finance expenses such as university tuition fees, accommodation, living expenses, books and study materials. It can also cover examination, and academic fees of travel expenses, insurance, laptop or other required study equipment. The exact expenses covered will depend on the terms and conditions of the lender.
Applying for an education loan can involve documents, eligibility checks, and financial decisions. At Overseas Career we help simplify the process by providing guidance at stages.
We first understand your university, course, destination, tuition fees, and overall funding requirements.
Based on your requirements, we help you explore secured and unsecured education loan options available through relevant banking and financial partners.
We help you understand the documents generally required for the loan application. These may include documents, university offer letter, fee structure KYC documents, co-applicant documents, income-related documents, bank statements, collateral documents and other documents requested by the lender.
Our team assists with the application process. Helps coordinate with the relevant financial partner applicable.
Students can explore education loan options for studies across popular international destinations, including UK, Australia, Canada, USA, Ireland, New Zealand, Germany and Europe. The financing available can vary depending on the country, university, programme and lender.
Financial planning should ideally begin early in your study journey. Waiting until the final stage can create pressure particularly when financial documentation is also relevant to university payments or the student visa process.
Our counsellors help students look at the picture: university fees, living expenses, available family funds, scholarships and education loans. This helps students and families understand their expected commitment before proceeding further.
We believe students and parents should understand the commitment involved before accepting any education loan. Our team encourages you to review important aspects such as loan amount, interest rate, processing charges, repayment period, moratorium period, collateral requirements, co-applicant requirements, prepayment conditions, and other lender terms and charges.
The final loan approval, sanctioned amount, interest rate, and terms are determined by the respective bank or financial institution.
Already have a university offer. Still planning your international education? Our team can help you understand the estimated cost of studying. We can also help you explore education loan options from ₹5 lakh up to ₹1.5 crore through banking and financial partners.
You can explore both non-collateral education loan options based on your profile and funding requirements.
Terms, conditions, and eligibility apply. Loan approval and final terms are subject to the policies and assessment of the lender.